Short Term Disability Income benefits are often included as part of an employee benefits package but can be bought on an individual basis. Short-term disability plans replace income for the early period of a disability. Generally, the plans provide benefits that range from as little as two weeks up to two years. Plans often have a waiting period; the waiting period is the period of time after you become disabled until your benefits begin. How much will the plan pay? This depends on income and plan design.
